Florida Umbrella Insurance

A personal umbrella policy kicks in where your other liability underlying limits have been exhausted, protecting your assets, savings, and retirement.

As your Florida insurance specialist, Strong Tower Risk Management finds the most competitive insurance rates and looks for special discounts based on your unique situation.

Umbrella insurance covers you with additional protection in many situations. They include the following:

  • Lawsuits such as slander or libel
  • Injuries caused by pets
  • Damage to other people’s property
  • Liability while traveling
  • Umbrella insurance provides valuable coverage for those at risk of facing expensive lawsuits.
  • It is an ideal choice for individuals with substantial assets they want to safeguard.
  • Assets such as homes, savings, boats, and young drivers on your auto policy can be vulnerable in case of a loss situation.

Your need for liability coverage depends on many factors. It is best to consult with your Strong Tower Risk Management Insurance specialist.

  • If you are sued over an incident covered under the PUP, your insurance will retain and pay for an attorney to represent you.
  • The coverage goes anywhere in the world, including outside the U.S.
  • Helps with gaps in coverage
  • We offer a range of coverage in $1M increments up to $5M, to protect your assets as well as excess liability limits

Why do you need Excess Liability Coverage?

Auto Accidents

Your auto insurance may have a maximum coverage limit, such as $250,000 per person/$500,000 per accident. If you cause a severe injury to someone else, and the damages exceed this limit, you could be held legally liable for the difference.

Home Accidents

Imagine a guest slipping and seriously injuring themselves while at your home. Your homeowner’s insurance may have a coverage limit, such as $300,000, which might not be enough to cover the medical expenses and potential legal costs.

Vacation Mishaps

Even on vacation, accidents can happen. If you accidentally injure someone while skiing or participating in other activities, your liability could exceed your standard insurance coverage.

Personal Injury Lawsuits

Homeowner’s insurance typically does not cover personal injury claims like libel, slander, or defamation. If you find yourself facing a lawsuit for such claims, you’ll need additional protection.

Request An Umbrella Insurance Quote

Call Strong Tower Risk Management at (239) 254-6373 or fill out the form below to request a complimentary insurance quote.

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The Strong Tower Difference

With an insurance policy from Strong Tower Risk Management, you get great protection and expert support from agents. Strong Tower Risk Management goes the extra mile to provide innovative yet simple solutions that help you with your specific needs.

Strong Tower Risk Management offers personalized choices and features not typically found in standard policies.

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