Florida Life Insurance

Secure Tomorrow with Strong Tower Risk Management
Life is unpredictable. In the event of your passing, life insurance becomes a vital shield for your loved ones. At Strong Tower Risk Management, we recognize the significance of ensuring your family’s financial security.

Did You Know?

  • 44% of American households would encounter significant financial difficulties within half a year if they lost the primary wage earner in the family.
  • 28% would reach this point in only a month.
  • 43,000 lives were lost in car accidents last year.
  • 30% increase in heart attack deaths in people ages 25 to 44.
  • 1,958,310 new cancer cases and 609,820 cancer deaths are projected to occur in the United States in 2023.
  • Secure your family’s financial future
  • Protect against debt
  • Create a lasting legacy
  • Cover funeral costs with ease

While employer-provided life insurance is a good start, it is limited. Coverage usually ceases with employment changes or retirement. Most individuals require more extensive coverage, making an individual policy essential.

Buying life insurance early has advantages. The younger and healthier you are, the more affordable it is. Waiting may increase rates, and health issues can impact eligibility. Regardless of your age, the best time to buy life insurance is now.

You should purchase as much life insurance as you can afford. 

Life insurance is a crucial investment that provides financial protection to you and your loved ones. It is important to buy as much insurance coverage as you can afford to ensure your family is taken care of in the event of your unexpected death.

Term Life Insurance

Short-term policy (10 to 30 years) that provides a predetermined death benefit if the policyholder passes away during the term. Cost-effective and straightforward, it addresses debts, offers temporary financial security, and replaces lost income.

Whole Life Insurance

Predictable lifelong protection with the most guarantees, including a fixed premium and death benefit.

Universal Life Insurance

Flexible protection that may last a lifetime, with various cash accumulation options.

Variable Life Insurance

Diverse investment options for cash value and flexible benefits.

Permanent vs. Term Life Insurance: Understanding Your Options

Consider your long-term financial goals when choosing between permanent and term life insurance.

Permanent Insurance:

  • Lifetime protection with tax-deferred cash value
  • Accessible cash value through withdrawals and loans
  • Policy cancellation with cash value utilization
  • Guaranteed premium without increases
  • Generally tax-free death benefits

Term Life Insurance:

  • Fulfills a temporary need for protection
  • Cost-effective
  • Convertible to permanent policies
  • Supplementary coverage to permanent policies
  • Generally tax-free death benefits
  • Family Home: Would you want to ensure your family can stay in their home if you pass?
  • College Tuition: Plan for your children’s education, regardless of life’s uncertainties.
  • End-of-Life Expenses: Ease the financial burden on your loved ones with coverage for funeral expenses and outstanding debts.
  • Everyday Expenses: Provide a safety net for day-to-day living expenses, from utilities to daycare costs

Request A Life Insurance Quote

If something happened to you, would your family be able to maintain the same standard of living they do today? Life insurance may allow your family to remain in their home without having to worry about paying a mortgage.

Call Strong Tower Risk Management at (239) 254-6373 or fill out the form below to request a complimentary insurance quote.

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The Strong Tower Difference

With an insurance policy from Strong Tower Risk Management, you get great protection and expert support from agents. Strong Tower Risk Management goes the extra mile to provide innovative yet simple solutions that help you with your specific needs.

Strong Tower Risk Management offers personalized choices and features not typically found in standard policies.

Personalized Local Service at Competitive Prices!

Licensed insurance experts that explain options

Customize your insurance coverage